Easily obtain affordable working capital to grow your business.

What is factoring?

Factoring is a financial transaction in which an entity sells its accounts receivable (i.e., invoices) to a third-party financier at a discount. On the invoice becoming due, the Factor will receive the invoice amounts from the invoice payer as per the payment terms and conditions of the invoice. After deducting the amount owed to itself (factoring principal, interest and fees), the Factor will pay to the Seller the excess invoice amount received.

Step 1. Client contact

Contact IMFact to find out how we work and the benefits for your business.

Step 2. IT Connection

Our IT systems connect to handle invoices. You can access IMFact’s system for support in debtor analysis.

Step 3. Upload invoices

Upload your invoices to IMFact’s system and gain immediate access to funds.

Step 4. Track your funds

24/7 access to your company’s available funds.

Step 5. Access to funds

On the day of payment, your company will have access to the remaining part of the invoice.

Step 6. Control

You remain in charge of your business relationships and the collecting process of invoices.